Your NYC Teachers’ Retirement System pension is one of your most important sources of retirement income. In a personal, one-on-one consultation, I’ll analyze your pension benefits, help you estimate your retirement income, compare retirement dates and beneficiary options, show you how different choices could affect your overall retirement picture, and provide you with a detailed, personalized report to help you prepare for the decisions ahead.
Every consultation is designed to go beyond a basic pension estimate by examining more than just your service and Final Average Salary. We’ll discuss and compare retirement scenarios and options, and look at additional factors that can shape your overall retirement income.
We use your salary history, service credit, tier, and retirement assumptions to estimate your pension using current pension law, NYC TRS rules, and actuarial factors.
Maximum Allowance, survivor and pop-up options, as well as different retirement dates, can be compared side by side so you understand how each choice may affect you and your beneficiaries.
We can look beyond the pension itself to compare your working and retirement income, estimate terminal leave or termination pay, and assess how your TDA factors into your retirement plan.
Choose your appointment time and reserve your session with a $25 booking fee, which is applied toward the consultation fee. After booking, I’ll send you a secure link to provide the pension, salary, and other information I’ll need.
Before we meet, I’ll review the information you provide and prepare your personalized pension analysis in advance, so our consultation can focus on what the numbers mean rather than entering data.
During your consultation, we’ll review your pension, compare scenarios and options, and focus on your questions and retirement decisions. Afterward, you’ll receive a detailed personalized report summarizing what we discussed so you have a clear understanding of where you stand and what to consider next.
A small deposit reserves your time when you book; the rest is due at your consultation.
One-hour private consultation with personalized pension analysis and report.
David Kazansky has spent more than 25 years helping New York City educators understand their pension and retirement benefits. From 2015 through 2024, he served three elected terms as a Teacher-Member Trustee of the Teachers’ Retirement System of the City of New York (NYC TRS), where he was directly involved in the governance and oversight of one of the nation’s largest public pension systems.
His experience gives him an unusually detailed understanding of NYC TRS benefits, pension calculations, retirement options, and the questions members face as they approach retirement — so you can approach retirement with a much clearer understanding of what to expect.
My consultations are designed for UFT, CSA, and PSC‑CUNY members enrolled in NYC TRS who want a deeper, more personalized analysis of their pension and retirement options.
That experience shapes detailed pension modeling, scenario comparisons, and other projections that go far beyond a basic pension estimate. Here's what that looks like for you.
I’ll calculate your Final Average Salary and estimate your monthly and annual pension benefit.
See how different retirement dates, Final Average Salaries, service totals, and payment options could affect you and your beneficiaries.
I’ll compare your estimated take-home income while working with your projected retirement income so you can better understand how retirement may affect your monthly finances.
The analysis can also include projected terminal leave or termination pay when applicable.
I can show how different TDA contribution rates before retirement may affect your current take-home pay and retirement savings.
I can illustrate how your TDA balance could potentially grow over time using different contribution and growth assumptions.
You won’t leave with just a single number. You’ll receive personalized PDF reports for the analyses we complete together so you can review your results and assumptions after the consultation.
Filing soon? If you’re preparing to retire, I can explain the retirement application process, the decisions you will need to make, and the information NYC TRS will ask you to provide. Follow-up questions related to your consultation and reports are included.
“You’ve worked for years to earn these benefits. Whether retirement is close or still years away, you deserve to understand what you’ve earned, the choices available to you, and how those choices may affect your retirement. My goal is to help you leave with a clearer understanding of your benefits and the path ahead.”
David KazanskyA $25 deposit reserves your appointment and is credited toward the total consultation fee. Because I set aside that time specifically for you and prepare your analysis in advance, the deposit helps ensure that appointments are booked by clients who intend to keep them.
After booking, you’ll receive instructions for securely submitting the NYC TRS and salary documents I’ll need in advance. This allows us to spend the consultation focused on your numbers, scenarios, and choices rather than data entry.
No. Kazansky Consulting LLC is an independent consulting service. I am not affiliated with, endorsed by, or acting on behalf of NYC TRS, UFT, CSA, or PSC-CUNY. All pension estimates are unofficial and for planning purposes only. Only NYC TRS can determine your official retirement benefit.
No. Kazansky Consulting does not sell investments, insurance, annuities, or other financial products. The consultation is focused on helping you understand your pension and retirement benefits.
No. The consultation provides pension education, benefit estimates, and retirement planning information. It does not provide individualized investment, legal, or tax advice. When appropriate, you should consult a qualified financial, tax, or legal professional.
Most consultations last about one hour, which gives us time to review your pension estimate, compare relevant scenarios, discuss your options, and address your questions.
Yes. You do not need to be ready to retire to benefit from a consultation. Understanding how service credit, salary, retirement dates, and TDA decisions may affect your future benefits can be useful well before you file for retirement.
No problem — you can reschedule through the confirmation email you receive when you book.
Reserve your one-on-one consultation with a $25 deposit, credited toward the total consultation fee.
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Kazansky Consulting